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What to check when buying a home: viewing and paperwork checklist

5 min read ·

A house can win you over in the first few minutes of a viewing, but a good purchase is decided in the details. Methodically checking the property's condition, its surroundings and its legal status helps you compare options, negotiate with arguments and avoid surprises after closing.

This checklist is designed for houses and apartments in Querétaro. Use it at each viewing, take photos and notes, and share it with your agent and the notary. It does not replace a professional inspection: if you have doubts about the structure or the systems, hire a specialist.

Before the viewing

Ask for the basics in writing: lot and built area, age, bedrooms and bathrooms, parking spaces, the HOA fee and what it covers. Locate the property on a map and work out your rush-hour commute. That way you arrive with specific questions.

Structure and construction

Walk through slowly, ideally in daylight. Focus on what is expensive to fix:

  • Cracks in walls, slabs or floors, especially diagonal or repeated ones.
  • Damp stains or efflorescence on ceilings and walls, signs of leaks.
  • The condition of the roof waterproofing.
  • Doors and windows that close properly and are level.
  • Extensions or additions that do not appear on the plans.

Systems

Turn on taps and showers to check water pressure, test the water heater, look at the breaker panel and a few outlets, and ask how old the electrical, plumbing and gas systems are. Confirm whether there is a cistern or rooftop tank and its capacity, and whether the home has solar panels, a pressure pump or a solar water heater.

Water supply matters in Querétaro: ask how service works in the area, whether there are scheduled cuts and what bills usually come to. A good cistern brings peace of mind.

Light, noise and orientation

Notice where the sun comes in during the day, whether there is cross-ventilation and what views you will have. Listen for noise from streets, avenues, schools or nearby shops. If you can, come back at another time, for example at night or on a weekend.

The community and surroundings

If the home is in a gated community or condominium, ask for the rules and about the HOA fee, what it covers, whether special assessments are planned and how decisions are made. Check the amenities, gate security and the state of common areas. Ask whether pets, renting the home out or extensions are allowed.

Explore the surroundings: schools, supermarkets, hospitals, parks and roads. A great property in a location that does not fit your routine is rarely a good buy.

Property documents

Before signing a purchase promise, get copies of these documents and have the notary or your lawyer review them:

  • The seller's deed, recorded at the Public Property Registry.
  • A recent lien certificate (certificado de libertad de gravámenes) showing no mortgages or attachments.
  • Up-to-date property tax (predial) receipts and the cadastral number.
  • Up-to-date water bills.
  • A no-debt letter for HOA fees, if it is a condominium.
  • The seller's ID and, if married, the spouse's participation according to the marital property regime.
  • Plans and, if the home was extended, the building permits.

Be wary of pressure to pay quickly, prices far below the area with no explanation, sellers who cannot show the original deed, or cash-only deals. If the property is part of an inheritance, confirm the estate has been settled. For land, verify that it is not unregularized ejido land.

Apartments: extra points

If you are viewing an apartment, also check the building itself: elevators, facade, shared cistern, parking and common areas. Ask about the condominium's reserve fund, whether any works are pending, how many parking spaces and storage units belong to the unit according to the deed, and the rules on pets, moves and rentals. Listen for noise from neighbors and the elevator, and notice the orientation: a bright upper floor can feel completely different from a darker lower one.

Price and negotiation

Compare the price per square meter with similar homes in the same area; our listings show that comparison when there is enough data. Whatever the review turns up (repairs, waterproofing, unpaid bills) is a fair argument to negotiate or to ask the seller to fix it before closing.

A quick list for viewing day

Take these questions with you, printed or on your phone:

  • How much is the HOA fee and what does it include?
  • What are the yearly property tax and water bills?
  • What stays with the house (kitchen, closets, curtains, appliances)?
  • Are there any debts, a mortgage or pending procedures?
  • When could the property be handed over?

How we help

At Living Q we accompany you to viewings, help you gather and review the paperwork and coordinate with the seller and the notary, in English or Spanish. Message us on WhatsApp and we will plan a tour of several options so you can compare.

Frequently asked questions

Which documents should I ask the seller for?

The recorded deed, a lien certificate, up-to-date property tax and water receipts, an HOA no-debt letter and ID. The notary may ask for more.

What is a lien (gravamen)?

A registered charge on the property, such as a mortgage or an attachment. The lien certificate shows whether there is one.

How do I know the property tax is paid?

Ask for recent receipts and the cadastral number; the notary also checks before closing.

Is a professional inspection worth it?

For older homes, or if you have doubts about the structure or systems, a professional inspection can save you costly repairs.

General information, not legal or tax advice. For your specific case, consult a notary, lawyer or accountant.